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Financial Calculators

Make your next money move with confidence. Every tool is free, with transparent formulas and worked examples.

22 calculators · Ready when you are

Mortgage Calculator

See your monthly payment, total interest, and the full picture of homeownership.

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Loan Calculator

Turn a loan amount, rate, and term into a clear repayment plan.

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Compound Interest Calculator

Watch your savings grow with regular contributions and interest on interest.

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Investment Calculator

Explore how your starting balance, contributions, and time work together.

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Credit Card Payoff Calculator

See how your monthly payment changes the payoff date and total card interest.

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Loan Payoff & Extra Payment Calculator

Compare your original loan schedule with recurring and one-time extra payments.

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Savings Goal Calculator

Find the monthly contribution needed to reach a savings target by your deadline.

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Auto Loan Calculator

Estimate a car payment with a down payment, trade-in, financed fees and entered tax.

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House Affordability Calculator

Explore a home-price budget using your income, debts and chosen payment limits.

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Retirement Savings Calculator

Model retirement contributions and view the result in nominal and inflation-adjusted dollars.

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Rent vs. Buy Calculator

Compare home-sale equity with a renter portfolio under explicit cost assumptions.

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Mortgage Refinance Calculator

Compare refinancing payments, interest costs, fees and the time needed to recover those fees.

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APR Calculator

Estimate the annual borrowing cost of equal monthly loan payments and entered upfront fees.

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APR to APY Calculator

Convert nominal annual rates and effective annual yields using an explicit compounding frequency.

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CD Deposit Calculator

Estimate certificate-of-deposit proceeds, including entered early-withdrawal penalties and tax assumptions.

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Simple Interest Calculator

Calculate interest without compounding, with clear year, month and day-count assumptions.

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CAGR Calculator

Find the constant annual growth rate connecting positive starting and ending values.

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Debt-to-Income Calculator

Compare monthly housing and other debt payments with your gross monthly income.

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Debt Snowball vs. Avalanche Calculator

Compare two multiple-debt payoff orders while rolling freed payments into a fixed monthly budget.

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Inflation Calculator

Compare historical US purchasing power or model a future cost using your own inflation assumption.

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Net Present Value Calculator

Discount periodic cash flows to time zero and inspect the contribution of every period.

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Internal Rate of Return Calculator

Solve the periodic return for an initial outlay followed by nonnegative cash receipts.

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